What Smart Investors Know Savvy investors take the time to separate emotion from fact. Related Content Risk Tolerance: What’s Your Style? Learn about what risk tolerance really means in this helpful and insightful video. What Is My Life Expectancy? Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children. Retirement Income and the Traditional Portfolio Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.