Retirement Read Time: 3 min A Meal for All Generations Related Content Dreaming Up an Active Retirement When you retire, how will you treat your next chapter? What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. When Life Insurance Becomes Taxable Life insurance proceeds are generally tax-free. But not in all cases.